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Flexible RV Financing Solutions for Every Adventure Seeker!
RV Loans Starting At $35,000
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The first step in the RV buying process is finding a new or used RV that meets your needs! Next, you can estimate your monthly payment by using our RV loan calculator.
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Once you have found the perfect RV or camping trailer, it is time to apply for a Kentucky RV Loan. Our online application system is quick & easy and will pair you with one of our RV lenders instantly.
Enjoy
You can expect a fast funding process with all of our recreational RV loans. This way, you can get out on the road sooner and create memories while enjoying breath taking views.
As a national lender with over 30 years of experience, the team at Chesapeake Financial are not only RV loan experts; we’re RV enthusiasts. We make RV adventures on the open road possible every day in Kentucky with our RV lending services. Our business is built upon helping customers get the RV they want and an RV loan that works for them. Want the RV of your dreams? Look no further than Chesapeake Financial for great RV financing in Kentucky. We work within your budget, protect your credit, and evaluate your income to best match you with a recreational vehicle loan that fits your needs.
Loan Benefits
Application Process
We process applications in less than 24 hours and our team is always a call away if you have any questions! Not ready to apply? Call us to see if you pre-qualify.
Our Kentucky RV lenders have competitive low rates with and offer up to 20 year terms. Most of our loans don't require proof of income!
After being in business for over 30 years we know how to process your loan funds quickly. Our loans can be used at dealerships and for private party sales.
Our team will help you through the entire buying process! We also assist with the registration & titling process so you can just enjoy your new RV!
Want to estimate your monthly RV payment? Check out our easy-to-use RV loan calculator so you can budget in advance for your new or used RV loan! If you would like more information on planning your next RV loan, give our team a call today!
For those looking for RV financing in Kentucky, our experienced team has worked with various incomes, employment statuses, and more. Chesapeake Financial is equipped to help almost anyone achieve the RV ownership they’ve been dreaming of.
When you’re ready to begin, apply for an RV loan on our website. We are also available to assist you with RV loan services over the phone.
With a promised response in 24 hours or less and sometimes even an instant approval, all you need is a good credit score, and you’re off to the races. What are you waiting for? Your RV loan is waiting for you, and we want to help you get it with our RV loan services.
Understanding the Prerequisites:
To secure a RV loan, understanding the qualifications is crucial. Lenders assess your credit score to gauge your repayment capacity and reliability. A healthy credit history can unlock favorable terms and interest rates, making the loan more affordable and manageable.
Varied Lender Requirements:
Different lenders have unique criteria, and it is essential to know these before applying. When considering your loan, RV financing companies will look at the value, age, and condition of the RV or trailer you are considering to purchase. It is important to note that most RV lenders will require a 10-20% down payment.
Down Payments:
Assess Your Financial Health:
Before diving into the application process, assess your financial status. Scrutinize your budget, check your credit score, and minimize your debt-to-income ratio. Knowing your financial health will help you determine how much you can afford and help in choosing the right loan amount for your next recreational vehicle.
Gather Necessary Documentation:
Prior to starting the application process, make sure you have the following documents to ensure the RV loan process goes smoothly!
Whether this is your first RV purchase or you’ve been traveling on the open road for a while, Chesapeake Financial can secure funding for your RV purchase. We offer the best loan rates, terms, and exceptional customer service that you’ll be hard-pressed to find anywhere else in Kentucky.
Our RV loan services being with an application. The RV loan application process is simple. We protect your credit file and evaluate your income to secure you the best RV loan possible to fit your budget. Our process ensures a seamless transition from application to funding for your next RV. We even counsel you through the Kentucky titling process.
New and used RV loans begin at $35,000 and go as high as $2 Million. We do not finance RVs that are older than 15 years of age. Interest rates vary by credit scores, age of RV, and equity positions. The wholesale value must be $50,000 or higher on used RVs 10 years old or older and it is extremely difficult to finance RVs that are older than 15 years of age.
We do not finance RVs not listed in the NADA Value guides. Please refer to the section on what RVs we can and cannot finance and the required down payments section.
Do you need to refinance your RV? Now’s the perfect time! Whether you’re wanting a lower payment, a better interest rate, modifying your ownership, or simply looking to extend your term, you’ll find that refinancing your RV loan is a simple process with Chesapeake Financial. You’ll receive a fast response after submitting your application through our secure portal. If you have any RV refinancing questions, feel free to give us a call. We look forward to speaking with you soon.
Refinancing loan amounts start at $100,000 with proper valuations.
Are you a self-employed business person looking for a no-income verification RV loan? At Chesapeake Financial, we specialize in no proof of income loans to help you acquire the RV you want.
A no-doc loan means the borrower doesn’t have to provide the lender with standard proof-of-income documents such as tax returns, paychecks, or W2s. We may verify your income through earning statements, savings, assets, stock holdings, and more. Traditionally, self-employed no-income verification RV loans have larger down payment requirements and higher interest rates.
Over the last 32 years in business, we have become accustomed to the trials of the self-employed not having proof of income documentation. Well now we have the answer. If you do not have sufficient ability to prove your income but still maintain a high credit rating, we have more than one way of obtaining up to $199,999.00 even if you can’t.
We can also overcome the lack of personal liquidity up to $299,999. That means that even if you can prove your income but lack the large savings or investment accounts that most lenders require, we can help there as well. Please feel free to give us a call to discuss these options.
Understanding the Prerequisites:
To secure a RV loan, understanding the qualifications is crucial. Lenders assess your credit score to gauge your repayment capacity and reliability. A healthy credit history can unlock favorable terms and interest rates, making the loan more affordable and manageable.
Varied Lender Requirements:
Different lenders have unique criteria, and it is essential to know these before applying. When considering your loan, RV financing companies will look at the value, age, and condition of the RV or trailer you are considering to purchase. It is important to note that most RV lenders will require a 10-20% down payment.
Down Payments:
Assess Your Financial Health:
Before diving into the application process, assess your financial status. Scrutinize your budget, check your credit score, and minimize your debt-to-income ratio. Knowing your financial health will help you determine how much you can afford and help in choosing the right loan amount for your next recreational vehicle.
Gather Necessary Documentation:
Prior to starting the application process, make sure you have the following documents to ensure the RV loan process goes smoothly!
Whether this is your first RV purchase or you’ve been traveling on the open road for a while, Chesapeake Financial can secure funding for your RV purchase. We offer the best loan rates, terms, and exceptional customer service that you’ll be hard-pressed to find anywhere else in Kentucky.
Our RV loan services being with an application. The RV loan application process is simple. We protect your credit file and evaluate your income to secure you the best RV loan possible to fit your budget. Our process ensures a seamless transition from application to funding for your next RV. We even counsel you through the Kentucky titling process.
New and used RV loans begin at $35,000 and go as high as $2 Million. We do not finance RVs that are older than 15 years of age. Interest rates vary by credit scores, age of RV, and equity positions. The wholesale value must be $50,000 or higher on used RVs 10 years old or older and it is extremely difficult to finance RVs that are older than 15 years of age.
We do not finance RVs not listed in the NADA Value guides. Please refer to the section on what RVs we can and cannot finance and the required down payments section.
Do you need to refinance your RV? Now’s the perfect time! Whether you’re wanting a lower payment, a better interest rate, modifying your ownership, or simply looking to extend your term, you’ll find that refinancing your RV loan is a simple process with Chesapeake Financial. You’ll receive a fast response after submitting your application through our secure portal. If you have any RV refinancing questions, feel free to give us a call. We look forward to speaking with you soon.
Refinancing loan amounts start at $100,000 with proper valuations.
Are you a self-employed business person looking for a no-income verification RV loan? At Chesapeake Financial, we specialize in no proof of income loans to help you acquire the RV you want.
A no-doc loan means the borrower doesn’t have to provide the lender with standard proof-of-income documents such as tax returns, paychecks, or W2s. We may verify your income through earning statements, savings, assets, stock holdings, and more. Traditionally, self-employed no-income verification RV loans have larger down payment requirements and higher interest rates.
Over the last 32 years in business, we have become accustomed to the trials of the self-employed not having proof of income documentation. Well now we have the answer. If you do not have sufficient ability to prove your income but still maintain a high credit rating, we have more than one way of obtaining up to $199,999.00 even if you can’t.
We can also overcome the lack of personal liquidity up to $299,999. That means that even if you can prove your income but lack the large savings or investment accounts that most lenders require, we can help there as well. Please feel free to give us a call to discuss these options.
Always within 24 hours and as fast as instantly.
Interest rates are based on your credit score and the value of the RV you’re purchasing. Call us for specifics regarding your situation.
Yes. No Prepayment penalties are ever assessed.
Depending on the age and the amount borrowed, as many as 20 years in term.
By having good credit and calling us for valuation.
We offer RV loans in the lower 48 States. These include Florida RV Loans and Tennessee RV Loans. All the information about our RV financing can be found on our website. However if you have any questions we did not answer, just give us a call!