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If We Can't Do It, No One Can
As a national lender with over 30 years experience, the team Chesapeake Financial are not only RV loan experts, we’re RV enthusiasts. We make RV adventures on the open road possible every day in Florida with our RV services. Our business is built upon helping customers get the RV they want and a RV loan that works for them. Want the RV of your dreams? Look no further than Chesapeake Financial for great RV loans in Florida. We work within your budget, protect your credit, and evaluate your income to best match you with a recreational vehicle loan that fits your needs.
We treat our customers right and prove it every day. When you contact us, you’ll be speaking with an expert in the field, not an automated system.
We’re the number one in RV loans nationwide and proud of it. We work to ensure that every possible option is considered before making a loan determination.
Our fast process also ensures that you’ll receive a response within 24 hours. We’ll go farther to qualify you for an RV loan than a bank would ever think about doing. We have the expertise in the industry to secure financing for you and if we can’t get you a loan, we’ll let you know why.
Are you a self-employed business person looking for a no-income verification RV loan? At Chesapeake Financial, we specialize in no proof of income loans to help you acquire the RV you want.
A no-doc loan means the borrower doesn’t have to provide the lender with standard proof-of-income documents such as tax returns, paychecks, or W2s. We may verify your income through earning statements, savings, assets, stock holdings, and more. Traditionally, self-employed no-income verification RV loans have larger down payment requirements and higher interest rates.
Over the last 32 years in business, we have become accustomed to the trials of the self-employed not having proof of income documentation. Well now we have the answer. If you do not have sufficient ability to prove your income but still maintain a high credit rating, we have more than one way of obtaining up to $199,999.00 even if you can’t. We can also overcome the lack of personal liquidity up to $299,999. That means that even if you can prove your income but lack the large savings or investment accounts that most lenders require, we can help there as well. Please feel free to give us a call to discuss these options.
Ready to begin?
Apply Online For An RV Loan or Give Us a Call and Receive a Response in 24 hours!
Financing Options To Fit Your Lifestyle
Benefits of selecting Chesapeake Financial as your National Lender for New RV loans. At Chesapeake Financial, you can receive RV financing in FL, even if you are:
We also offer the following benefits:
An RV loan is possible for those seeking RV financing in Florida. Our experienced crew has worked with various incomes, employment statuses, and more. Chesapeake Financial is equipped to help almost anyone achieve the RV ownership they’ve been dreaming of.
When you’re ready to begin, apply for an RV loan on our website. We are also available to assist you with RV loan services over the phone, and we will return your call on the same day if you happen to catch us out of the office. All you have to do is leave a voicemail. We’ll call you back the same day you call us.
With a promised response in 24-hours or less and sometimes even an instant approval, all you need is a high credit score and you’re off to the races. What are you waiting for? Your RV loan is waiting for you, and we want to help you get it with our RV loan services.
We do not finance RVs that are older than 2009. Higher credit scores are required for RVs older than 10 years or older.
Down Payments You Can Afford
Whether this is your first RV purchase or you’ve been traveling on the open road for a while, Chesapeake Financial can secure funding for your RV purchase. We offer the best loan rates, terms, and exceptional customer service that you’ll be hard-pressed to find anywhere else in Florida.
Our RV loan services being with an application. The RV loan application process is simple. We protect your credit file and evaluate your income to secure you the best RV loan possible to fit your budget. Our process ensures a seamless transition from application to funding for your next RV. We even counsel you through the Florida titling process. If you have any questions at any time, we’re only a phone call away. Check out our loan information below and give us a call to get the process started.
Our minimum down payments for New & Used RV loans are:
New and used RV loans begin at $35,000 and go as high as $2 Million. We do not finance RVs that are older than 15 years of age. Interest rates vary by credit scores, age of RV, and equity positions. The wholesale value must be $50,000 or higher on used RVs 10 years old or older and it is extremely difficult to finance RVs that are older than 15 years of age. Please refer to the RV Loans page for what we can and cannot finance and the required down payments section for the size of the down payments needed to proceed.
We Look At Your Needs
The interest rate on an RV loan is based on the age of the vehicle, the total amount financed, your credit score, and vehicle valuation. We work with you to find the best rate possible for your situation.
RVs older than 2019 and are over $150,000 normally require full documentation including two years tax returns and a personal financial statement. Exceptions may apply. With proper scores, we can offer loans on 2012 models and newer up to $199,999 with no or minimal documentation.
Do you need to refinance your RV? Now’s the perfect time! Whether you’re wanting a lower payment, a better interest rate, modifying your ownership, or simply looking to extend your term, you’ll find that refinancing your RV loan is a simple process with Chesapeake Financial. You’ll receive a fast response after submitting your application through our secure portal. If you have any RV refinancing questions, feel free to give us a call. We look forward to speaking with you soon.
Refinancing loan amounts start at $60,000 with proper valuations.
Minimal documentation may be required.
Whether you want to camp in style or want to do it the old-fashioned way, Florida offers plenty of excellent campsites to choose from. From big-rig RV-friendly sites to primitive tent sites, you’ll be provided with spectacular views, breath-taking natural features, and easy access to trails. No matter what you’re looking for, be sure to visit these great locations.
If you want an adventure next to stunning, crystal-blue waters, then look no further than Bahia Honda State Park. This paradise is a great excuse to get away from work and take out your old camping gear. Inside, you can choose from more than 40 RV campsites, some of which offer a primitive setting in the woods. The other sites are located near the beaches and offer easy access to the ocean. Here are a few amenities to expect upon your arrival:
Known as the most developed campground in Big Cypress, it is located near many places where you can have quality adventures. These great attractions include the Miccosukee Cultural Center, Big Cypress Preserve Oasis Visitor Center, Clyde Butcher’s Big Cypress Art Gallery, and Shark Valley in Everglades National Park. While this site is open throughout the year, sites can be hard to get, so be sure to make a reservation early. Inside Midway Campground, you’ll find the following amenities:
The Gulf Islands National Seashore features two campgrounds perfect for RV camping. While one site is over at the side of Mississippi, the other can be found in Gulf Breeze, Florida. You’ll be able to enjoy hanging out by the beach or swimming in the clear waters. You’ll also find a total of 169 sites with electric hookups along with 42 additional sites without hookups. Those who wish to fish here will find a variety of fish, shrimp, and crabs. The amenities that you can find here include:
With so many choices in Florida, there is a place that matches your taste. You can head out for a peaceful vacation or have the time of your life exploring. It’s one of the best ways to spend time alone enjoying nature while camping or bond with loved ones. Here are a few other locations near Florida we have extended our services to.
Is Your RV Covered
Chesapeake Financial can provide RV loans in Florida on 2009 model years and newer. We consider diesel model years on a case-by-case basis. The Used RV loans vary depending on the size of the loan, the age of the vehicle, and credit scores. We accommodate broker, dealer, and private sales for RV financing.
Utilize our simple online application. This allows you to apply for an RV loan immediately with a response provided within 24 hours.
Chesapeake Financial will provide you a timely response within 24 hours of your application. Give us a call or get started online so you can stop wondering and start buying.
No matter what your financial background is we will work towards a positive solution. Get in touch today to see what your RV loan options are.
Trust a team with over four decades of experience. You want to feel confident moving ahead with your financing, and we will get you there with professional reliability.
Ready to begin?
Apply Online For An RV Loan or Give Us a Call and Receive a Response in 24 hours!
Always within 24 hours and as fast as instantly.
Interest rates are based on your credit score and the value of the RV you’re purchasing. Call us for specifics regarding your situation.
Yes. No Prepayment penalties are ever assessed.
Depending on the age and the amount borrowed, as many as 20 years in term.
By having good credit and calling us for valuation.