Obtain RV Loans Nationwide Where the # 1 Name in Affordability Meets the Lending Needs of the Road Warrior
With Chesapeake Financial You Can Expect the Best
Over 36 years in business
Competitive Rates
Boat and RV Loans from $25000 +
Models Years from 2012+
No-doc Stated Income Loans
Excellent Customer Service
Instant Approvals
No Prepayment Penalties
Bad Credit RV Loans

Posted on Google![]()
Jeff S37 days agoTrustindex verifies that the original source of the review is Google.
The epitome of customer service and support. You will not be disappointed. Thank you Chesapeake Financial.Posted on Google![]()
Marcela Owen97 days agoTrustindex verifies that the original source of the review is Google.
Phil at Chesapeake Financial is very knowledgeable in his space and also personable. He helped us with our financial needs, always answered our questions, and was our advocate along the way. We recommend Chesapeake Financial!Posted on Google![]()
Alyssa Morgan97 days agoTrustindex verifies that the original source of the review is Google.
If I could give more stars, I would. Phil went above and beyond any lender I have ever encountered. He is straightforward, knowledgeable, and truly cares about what he does. If you’re on the fence about who to use for your financing needs, please let this review persuade you. Thanks again, Phil!Posted on Google![]()
Brandon Thrasher152 days agoTrustindex verifies that the original source of the review is Google.
Very good experience working with Phil. The process went as smooth and quickly as he describes. Highly recommend using!Posted on Google![]()
Chris Cooper221 days agoTrustindex verifies that the original source of the review is Google.
Phil with Chesapeake Financial was great to work with. He made our boat buying experience very smooth. The transaction was quick and easy. He truly looks out for your best interest and will make sure you're taken care of. Highly recommend him and his team if you're looking to finance a boat! 5 stars from us for getting me and my family on the water so quickly! We will definitely use Chesapeake Financial again in the future.Posted on Google![]()
Scott Daneman227 days agoTrustindex verifies that the original source of the review is Google.
Philip and his team were Fantastic, Professional and Responsive to our many questions and concerns with buying our 1st Coach, and 2nd home ❤️+0Posted on Google![]()
Tara Moore375 days agoTrustindex verifies that the original source of the review is Google.
They are amazing. Communication is phenomenal and are quick to make aure everything is done. Would highly recommend!Posted on Google![]()
Maria Scheuring482 days agoTrustindex verifies that the original source of the review is Google.
I can’t say enough great things about Phil at Chesapeake Finance! As a self-employed professional, I was struggling to get a boat loan — banks were offering me crazy high rates and large down payments. After a brief conversation with Phil, he turned it all around in under an hour. He secured me a rate nearly 50% lower than everyone else, with less money down and much more flexible terms. Phil made the process simple, stress-free, and a pleasure from start to finish. I’d recommend him without hesitation!Posted on Google![]()
Richard W621 days agoTrustindex verifies that the original source of the review is Google.
very knowledgeable and helpful, would definitely recommend and use againPosted on Google![]()
Martin Boyd822 days agoTrustindex verifies that the original source of the review is Google.
Worked with Phil on a Boat loan and could not be happier, would recommend him to anyone looking for Boat or RV loan. Thanks again Phil
Why Choose Us
For Your RV Loans
Quick Approvals & Excellent Customer Service
Offering instant approvals and answers always within 24 hours. No constant wondering what’s going on. We’re just a call away. And we actually answer the phone. Any application submitted before noon eastern time, will be answered that day. Application entered after noon, will be answered by noon the next business day.
Awesome Rates and Even Better Terms
Our boat Loans and RV Loans have competitive low rates with up to 20-year terms. Most of our loans don’t require proof of income! That means that the process is hassle free up to $200,000.00. The lack of requiring extensive documentation means no fuss no muss.
Lightning Fast Funding
After 35+ years in business, we know how to process your funds quickly. Our Loans can be used for dealer, broker and private party purchases. We can get your fund out to you within a day or two by wire or check and you get on your way.
Get On The Road Sooner
Our team will help you through the entire buying process! We also counsel you with the registration and titling process and even insurance, so you can just enjoy your new purchase! The whole idea is to get on the open road as soon as possible!
Self-employed No-doc Stated Income Loans
Are you a self-employed businessperson looking for no-income verification RV loan? At Chesapeake Financial, we specialize in no proof of income loans to help you acquire the product you want.
A no-doc loan means the borrower doesn’t have to provide the lender with standard proof-of-income documents such as tax returns, paychecks, or W2s.
Traditionally, self-employed no-income verification boat loans have larger down payment requirements and slightly higher interest rates. But NOT at Chesapeake Financial! Your loan will be treated like any other loan you find anywhere else except for all of the associated brain damage!
Over the last 35 years in business, we have become accustomed to the trials of the self-employed not having proof of income documentation. Well now we have the answer. If you do not have sufficient ability to prove your income but still maintain a high credit rating, we have more than one way of obtaining up to $200,000.00 for you.
However, if you are looking to borrow more than $200,000.00, we can also overcome the lack of personal liquidity up to loan of $299,999.00. That means that even if you can prove your income but lack the large savings or investment accounts that most lenders require for that size loan, we can help there as well. Please feel free to give us a call to discuss these options. We can tailor them to your specific needs.
Bruised or Bad Credit?
Have past financial challenges been difficult to manage? Did unexpected circumstances affect your credit scores? Chesapeake Financial may be able to help.
If you can document your income and are back on track, we’re here to talk through your options.
Bad things happen to good people every day. Let us show you an alternative path to getting the boat or RV you want, even if you’ve declared bankruptcy.
A recreational merchandise loan may go a long way to rebuilding your credit while moving forward. Life is short. It may be time to take the plunge or hit the road in a boat or RV of your dreams.
We have loans as large as $150,000.00 for a boat or $100,000.00 for an RV. It’s time to make that call.
Your RV Loan at a Glance
Our RV Loan Benefits
- Competitive rates
- Loans starting at $25,000
- No income verification RV loans
- Approvals within hours
- We finance RVs up to 15 years in age
- Blemished credit
- Montana LLCs are available under the full documentation program with conditions.
Our Lending Perks
- Call us today to pre-qualify for your RV Loan over the phone!
- We work with dealers, private parties, and brokers.
- Buying process guidance and assistance
- We help with the titling and registration of your vehicle.
- Self-employed? We offer no-doc loans which mean no proof of income necessary.
If you have any questions about current interest rates and terms or questions about our RV lending process, please contact us today. Our team will be happy to answer any of your questions and assist! We strive to make the RV loan process as seamless as possible so you can spend more time on the road!
We lend Nationally and here are some of our main lending areas.
RV Loan Calculator
Want to estimate your monthly RV payment? Check out our easy-to-use RV loan calculator so you can budget in advance for your new or used RV loan! If you would like more information on planning your next RV loan, give our team a call today!
